The N220b CBN MSMEDF is a single digit interest rate of 9% (all-in) facility that can be accessed by Nigerian-owned Micro, Small and Medium Enterprises (MSMEs), through participating financial institutions like Fidelity Bank


  • Interest rate of 9% p.a.
  • Maximum Tenor (repayment duration) of 3 Years
  • Minimum Tenor of 1 year
  • MSMEs can access maximum of 50million (with a minimum limit of 5million)


  • Enhanced access by MSMEs to financial services
  • Increases productivity and output of microenterprises
  • Increases employment and create wealth
  • Engenders inclusive growth

Eligible Sectors:

  • Manufacturing
  • Healthcare
  • Agricultural Value chain
  • Educational
  • Trade & Commerce (Local Merchandizing) and services

How To Sign Up

  • Customers Request Letter
  • 2-3 years Statement of accounts
  • Detailed Business Plan
  • Management or Audited Account
  • Letter of intent or Off takers agreement (where applicable)
  • Invoices were applicable (where applicable)
  • Evidence of past jobs or transactions (Where applicable)
  • Projected Cash flow analysis
  • Executed CRMS check
  • Verified Collateral documents (without encumbrance)

Indicate your interest below:

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Company Name